/* this controls the websites font, font size*/
body {
	margin:0px;
	background-image:url(/images/big-bg.jpg);
	background-position:center top;
	background-color:#f7f1e5;
	background-repeat:no-repeat;
	font-family:Tahoma, Arial, serif;
	font-size:14px;
}









/* these elements need not be changed*/
img {
	border:0px;
}
form {
	margin:0px;
}
#shell {
	width:893px;
	left:50%;
	margin-left:auto;
	margin-right:auto;
	display:table;
}
#nav {
	width:583px;
	height:48px;
	margin-left:135px;
	display:block;
	clear:both;	
}
#header-image {
	display:table;
	clear:both;
	width:893px;
}
#body-area {
	background-image:url(/images/body-bg.png);
	background-repeat:repeat-y;
	margin-left:59px;
	display:table;
	width:764px;
	clear:both;
}
#photo-box {
	background-image:url(/images/picture-bg.jpg);
	background-repeat:no-repeat;
	height:200px;
	width:746px;
	margin-left:9px;
	margin-top:2px;
	padding-top:7px;
	clear:both;
}
#photo-box img {
	margin-left:2px;
	margin-right:2px;
}
#content-area {	
	background-image:url(/images/content-top-bg.jpg);
	background-repeat:no-repeat;
	width:746px;
	margin-top:12px;
	margin-left:9px;
	display:block;
	clear:both;
}
#star {
	margin-left:-110px;
	margin-top:-70px;
	position:absolute;
}
#body-bottom {
	background-image:url(/images/body-lower.png);
	background-repeat:no-repeat;
	width:754px;
	padding-left:10px;
	height:24px;
	padding-top:40px;
	margin-left:59px;
	font-variant:small-caps;
	font-size:11px;
	color:#666666;
	display:table;
}
#body-bottom ul {
	margin:0px;
	padding:0px;
}
#body-bottom ul li {
	display:inline;
	margin-right:12px;
	color:#000000;
}
#body-bottom a {
	color:#000000;
	text-decoration:none;
}
#body-bottom a:hover {
	text-decoration:underline;
}






/*this is for the content and the h1 & h2*/

#content {
	width:446px;
	float:right;
	display:table-cell;
	padding-right:20px;
	padding-top:20px;
}
#content p {
	line-height:20px;
	letter-spacing:1px;
}
h1 {
	font-family:"Book Antiqua", "Times New Roman", sans-serif;
	font-size:20px;
	font-style:italic;
	font-size:26px;
	font-weight:normal;
	color:#37689E;
	margin-left:20px;
	margin-top:0px;
	margin-bottom:0px;
}
h2 {
	font-family:"Book Antiqua", "Times New Roman", sans-serif;
	font-size:16px;
	color:#666666;
}






/* this section controls the form and the links*/

#form {
	background-image:url(/images/form-bg.jpg);
	background-repeat:no-repeat;
	width:220px;
	float:left;
	display:block;
	padding-top:80px;
	min-height:410PX;
	margin-top:20px;
	margin-left:16px;
}
#six-item {
	margin-top:100px;
	width:200px;
	float:right;
	padding:10px;
	display:table-cell;
	font-size:11px;
}
#six-item a {
	text-decoration:none;
	color:#37689E;
}
#six-item a:hover {
	text-decoration:underline;
	color:#37689E;
}
	



	



/* creates illusion of cellpadding on all td's */
#mortgage-loan-form td {
	padding:5px;
}




/* makes labels for all fields bold */
.form-01, .form-03, .form-05 {
	font-weight:bold;
}




/* centers all form elements */
#mortgage-loan-form td {
	text-align:center;
}




/* modifies the drop-down menus */
.select-01, .select-02, .select-03 {
	width:175px;
	font-family:Tahoma, Arial, sans-serif;
	font-size:12px;
}
a {
	color:#ED744A;
	text-decoration:none;
}
a:hover	{
	color:#ED744A;
	text-decoration:underline;
}
.form-01, .form-03, .form-05 {
   font-size:12px;
   text-align:center;
}
.form-02, .form-04, .form-06 {

}
.form-02 select, .form-04 select, .form-06 select {
   width:160px;
   font-size:12px;
   margin:8px 0px 8px 26px;
}
.form-02 select:hover, .form-04 select:hover, .form-06 select:hover {

}
.form-07 input {
   margin:10px 0px 0px 30px;
}